Why is it not easy to get loans from the formal sector? Read the following
reasons and choose the most appropriate option:

I. Availability of Banks
II. Availability of Collateral
III. Long and Complicated Loan Process
IV. Awareness of Borrower

Options:
(A) Only I, II and III are correct.
(B) Only II, III and IV are correct.
(C) Only I, II and IV are correct.
(D) Only I, III and IV are correct.

Correct Answer : (B) Only II, III and IV are correct.

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